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Fee-Free, Whole-of-Market Mortgage Advice

Our FCA-regulated, whole-of-market mortgage brokers provide personalised,
fee-free mortgage advice across England, Wales, Northern Ireland and Scotland.

We compare more than 1,000 mortgage deals from across the market to find a suitable option for your individual needs, with a dedicated adviser supporting you from your first enquiry through to completion.

And you won’t pay us a penny.

We’re paid a commission by the lender when your mortgage completes, so you never pay us a broker fee.

Speak to a Broker

Why Use Boon Brokers?

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Fee-Free

We're paid by the lender, not you.
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Choice

Whole-of-market access to 1,000+ deals.
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Trusted

Over 1,000+ 5-star reviews on Trustpilot.

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Regulated

Directly authorised and regulated by the FCA.

Mortgage brokers are paid by lenders.

We believe that’s enough.
So you pay us £0 in broker fees.

How our free advice works

How We Work

Expert mortgage advice and personal support from enquiry to completion – with no broker fee.

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1

Meet Your Broker

Start with a friendly chat with one of our free expert brokers.

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2

Complete Our Form

Sharing your details is simple and secure on our Client Portal.

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3

Then Relax...

Sit back and relax while your adviser arranges your mortgage.

View Our Process

Success Stories

With a 95.42% mortgage application success rate*, we’ve helped thousands of clients successfully navigate the mortgage process. See some of their stories.

Home Mover
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The service we have received over the years, and continue to get, is second to none…

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Reviewed By Emily


First Time Buyer
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The team was knowledgeable and easy to talk to throughout the entire process…

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Reviewed By Ben & Maria


Remortgage
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Patient and personable support. You don’t feel silly for asking questions…

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Reviewed By Hannah

View Success Studies

*Based on Boon Brokers’ internal mortgage application data, reviewed in September 2026.

Explore Your Mortgage Options

Get an idea of what you could borrow or explore current mortgage deals before speaking to an adviser.

How Much Could You Borrow?

Use our simple mortgage calculator to get an instant affordability estimate based on a few details about your income and circumstances.
Calculate My Mortgage

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Explore Current Mortgage Rates

Compare mortgage products from leading UK lenders and get an idea of rates, repayments and terms. Subject to your circumstances and lender criteria.
Compare Products

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Not sure what the numbers mean for you? Contact our fee-free mortgage advisers, who can provide you with personalised advice based on your circumstances.

Speak to a Broker

We Work with Lenders Across the Market

Our whole-of-market advisers compare mortgage options from a wide range of UK lenders to find one that suits your needs.

View Our Lender Panel

Latest Mortgage Guides

Expert guidance from Boon Brokers on mortgages, homebuying, remortgaging and more.

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Retirement Interest-Only (RIO) Mortgages: How They Work, Costs, and Eligibility

Mortgage Guides

Retirement Interest-Only (RIO) Mortgages: How They Work, Costs, and Eligibility

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Types of Mortgages Available in the UK Explained

Mortgage Guides

Types of Mortgages Available in the UK Explained

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How Much Does It Cost to Remortgage?

Mortgage Guides

How Much Does It Cost to Remortgage?

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Frequently Asked Questions

What Is a Mortgage Broker?

A mortgage broker helps you find and arrange a mortgage that suits your circumstances. They compare mortgage options from different lenders and recommend suitable deals based on factors such as your income, deposit and credit history.

At Boon Brokers, our whole-of-market advisers support you from your first enquiry through to completion, without charging you a broker fee.

You can learn more about how a mortgage broker can help you in our guide.

What Services Does Boon Brokers Offer?

Boon Brokers is able to offer a free service to our clients because we are paid by the lender once a mortgage completes. This payment structure is known as a procuration fee and is standard practice across the mortgage industry.

While some other mortgage brokers may also charge their clients in addition to this procuration fee, we at Boon Brokers believe that mortgage advice should be free to everyone, allowing you to focus on securing the perfect mortgage.

Find out more about how our free mortgage service works.

How Can Boon Brokers Offer Fee-free Mortgage Advice?

Boon Brokers provides fee-free mortgage advice because we’re paid a commission by the lender when your mortgage completes. Some mortgage brokers charge their clients a broker fee on top of the commission they receive from lenders. At Boon Brokers, we don’t.

You can learn more about why our mortgage advice is fee-free and how we get paid.

Does Boon Brokers Offer Whole-of-market Mortgage Advice?

Yes. As a whole-of-market mortgage broker, Boon Brokers can compare mortgage options from a wide range of UK lenders, rather than being restricted to a limited panel. This allows our advisers to recommend a mortgage based on your individual needs and circumstances.

Is Boon Brokers Regulated By the Financial Conduct Authority (FCA)?

Yes. Boon Brokers is directly authorised and regulated by the Financial Conduct Authority (FCA).FCA regulation ensures that all mortgage advice meets strict consumer protection standards. We are required to recommend suitable products, communicate clearly about costs and risks, and treat every client fairly throughout the mortgage process.

Where In the UK is Boon Brokers’ Mortgage Advice Available?

Boon Brokers provides online mortgage advice across England, Wales and Scotland. You can speak with your adviser by phone or online, with your mortgage application, documents and updates all handled securely online. This means you can access the same personalised, fee-free service wherever you’re based.

You can explore mortgage advice in your area through our location hub.

What Happens After I Contact Boon Brokers?

After you contact Boon Brokers, you’ll be supported by a dedicated mortgage adviser who manages your application from start to finish. They’ll take the time to understand your circumstances, compare suitable mortgage options and provide personalised advice.

Your adviser will prepare and submit your mortgage application, liaise with the lender on your behalf and keep you updated through to completion, giving you one familiar point of contact throughout the process.

You can learn more about how our mortgage process works, from enquiry to completion.

Why Use a Mortgage broker Instead of Going Directly to a Bank?

A bank can only offer you its own mortgage products, whereas a whole-of-market mortgage broker, like Boon Brokers, can compare options from a wide range of lenders. This can give you greater choice and help identify a mortgage that suits your individual needs and circumstances.

Learn more about using a mortgage broker instead of going directly to a lender.

Why Should I Use Boon Brokers Instead of Another Broker?

Mortgage brokers can differ in their fees, lender access and the level of support they provide. At Boon Brokers, we combine fee-free, whole-of-market mortgage advice with personalised support from your first enquiry through to completion. Our focus is on clear advice, transparency, and long-term relationships rather than a one-off transaction.

If you are in the process of weighing up your options, read our free guide on how to choose a mortgage broker in our guide.

*According to our Boon Brokers survey conducted in 2026, the average mortgage broker fee charged in the UK is over £600.00